"If a player who uses an Uncharged Soul Gem also has a Ghost, the Uncharged Soul Gem becomes Charged and the player loses the Ghost. If the player does not have a Ghost when using an Uncharged Soul Gem, it has no effect."
But, I believe it says somewhere in the rules that unless otherwise specified, the player loses an item after using it.  So, it appears as if a player who has a Ghost uses an Uncharged Soul Gem, the following would happen in some order:
- The Soul Gem becomes charged
 - The player loses a Ghost
 - The player loses the Soul Gem (because he used it)
 
Am I understanding this properly, and if so, is this what is supposed to happen?